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A new year offers more than fresh goals — it’s a chance to reset your financial habits and create breathing room for travel, health, and the experiences that truly matter.

The Dow Jones index closed at a record high on Tuesday. Palantir showed robust action and tested a moving average.

Quick Read Morgan Stanley set a $650 price target on Microsoft, implying over 35% upside from current levels. Azure AI margins have upside potential that could drive significant earnings growth.

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