Before heading to Lowe's one Sunday, Sheryl Rudder checked her bank account balance online. It said $600, she recalls. That was more than enough to pay for the lumber she needed to repair her barn.

The online opening balance often gets inputted automatically when you download transactions from your bank's online banking system. If you need to change the opening balance in QuickBooks online or ...

The explosion of fintech companies that introduce banklike offerings has created heavy competition in the banking market. Competition is already impacting one of the barriers to opening bank accounts ...